Know what the
bank will say.
Before you apply.

LoanSignal profiles your business the way a banker would — using your business data from GST filings and Bank transactions — and tells you exactly what you'd qualify for if you applied for a loan. No Form Fills. No Documentation Required. No Impact on CIBIL Score.

MSME Credit Evaluation on Steroids

LoanSignal strips the evaluation down to what actually decides the outcome. Your business data (your GST returns and bank statements) already carries every signal a bank’s credit team uses: turnover consistency, cash-flow patterns, debt-service capacity, repayment behavior. Two data sources. Ten minutes. A loan decision that matches what the bank would say 90% of the time.

No paperwork chase. No three-week wait. Same loan decision, faster path.

Bank pre-qualification time
7–20days
LoanSignal pre-qualification time
10mins
Loan decision accuracy
90%

Know what you qualify for.

Banks ask for thirty documents and take three weeks to tell you “no” — and the rejection itself shows up on your credit report. LoanSignal gives you the same answer in ten minutes, using data your business already files every month. No paperwork chase. No appointment. No risk to your CIBIL.

Time to your answer
10min
CIBIL impact
0pts
Lenders compared
30+

Stop committing time to deals that won’t close.

Whether you’re advising a client on borrowing, brokering a loan, selling equipment on credit terms, or financing a solar installation — the same question gates every deal: will the bank approve this customer? LoanSignal answers it before you commit time, paperwork, or capital.

Tax Practitioners & CAs
Pre-screen clients before submitting loan files.
DSAs & Loan Agents
Reject-proof your applications.
Equipment Manufacturers
Vet buyers before extending credit terms.
Solar EPC Contractors
Confirm financing eligibility before signing.
NBFCs & Lenders
Pre-qualify applicants before underwriting.

Loan Decision in 4 Steps

No branch visits, no weeks of waiting. Just your client’s GST number, their bank statement, and a few minutes.

01

Add GSTIN & Grant Access

Enter your client’s GST number and verify with a simple OTP. This grants LoanSignal secure access to their GST filing data — no manual uploads needed.

02

Upload Bank Statement

Upload your client’s complete bank statement for the last 12 months. This gives our engine the full financial picture alongside the GST data.

03

Get Loan Estimate

LoanSignal analyses everything and returns an approximate loan amount, interest rate range, and EMI estimate.

04

Apply When Ready

If your client is comfortable with the numbers, apply for the loan through LoanSignal or through any lender you prefer. The choice is always yours.

Built by Lenders.

LoanSignal isn’t built from the outside looking in. It’s built by a lending team that has originated, underwritten, and processed loan applications for thousands of MSMEs across India.

GST filings

Trained on real outcomes — which GST patterns lead to approvals and which trigger flags.

Industry-specific scoring

Manufacturing, trading, services — each industry has different risk profiles and we score accordingly.

Lender-specific criteria

Each bank weighs things differently — our engine maps your client against how each lender actually decides.

Rejection pattern intelligence

Built from thousands of real outcomes — we catch the avoidable reasons applications fail, before they fail.

Have questions? Talk to us.

Drop your details and we’ll be in touch within 24 hours.